Bookkeeping · Serving all 50 states

Bookkeeping made clear, simple, and stress‑free.

Professional bookkeeping support for small businesses, freelancers, and growing companies — with clean, accurate, tax‑ready financials.

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★★★★★
Trusted by small business owners nationwide
Monthly Report
May Overview
T
Revenue
$48,210
↑ 12.4%
Net Profit
$14,902
↑ 8.1%
MTWTFSS
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Good bookkeeping leads to good business management and growth.

Thomas Financial Co.

What you get

Thomas Financial Co. gives you

Books that stay current

Reconciled every month — no more scrambling to catch up before tax time.

Reports you actually understand

No accounting jargon. Just clean numbers that show what's happening in your business.

A partner in the details

I flag weird charges, spot issues early, and keep things tidy so nothing slips through.

Monthly bookkeeping package

You run the business.
I keep the books straight.

Monthly bookkeeping with Thomas Financial Co. means your numbers are always current and ready when you need them.

Who it's forOwners done guessing, behind on books, or sick of tax-time scrambling.
  • Categorizing and reconciling your transactions every month
  • Clean, organized books in QuickBooks Online
  • Monthly financial reports you can actually read
  • Flagging weird charges or issues before they slip by
  • Email support for "what is this charge?" questions

How it works

Working together is simple.

Designed to make bookkeeping stress-free from day one.

1

Schedule a consultation

We talk through your business, your books, and what you actually need.

2

Review your current books

I take a look at where things stand and what needs to get caught up.

3

Create a plan

We agree on a clear path to get things organized and current.

4

Catch up & maintain

Categorizing, reconciling, and keeping things tidy every month.

5

Clear financial reports

Clean reports you can actually read and use to make decisions.

By the numbers

Quietly obsessive about the details.

100%
Reconciled monthly
Books closed by the 10th, every month.
24h
Email response time
On business days — usually faster.
50
States served
Fully remote, fully in sync.
1:1
Direct partner
You always work with Joanna — never a junior.
Joanna Thomas, founder of Thomas Financial Co.
Joanna Thomas
Founder

About

The bookkeeper behind Thomas Financial Co.

I'm Joanna, the bookkeeper behind Thomas Financial Co. I've spent years working in high-pressure environments where details matter and nothing can fall through the cracks. Now I use that same energy to keep small business owners' books accurate, current, and clear.

I started Thomas Financial Co. because I kept seeing the same thing: smart, capable business owners with messy books, constant stress around taxes, and no idea what their numbers were actually saying. You deserve better than that.

My job is simple: keep your books up to date, explain your numbers in plain English, and give you clean reports so you can make smarter moves in your business.

Reviews

What clients are saying

★★★★★

"Joanna completely transformed how I think about my finances. My books are always current, and I finally feel in control."

Sarah M.
E-commerce Owner
★★★★★

"Tax season used to stress me out every year. Not anymore. Joanna makes it easy and keeps me updated all year long."

David R.
Freelance Consultant
★★★★★

"Clear reports, quick responses, and she actually explains what everything means. Exactly what I needed."

Priya L.
Salon Owner
★★★★★

"I used to avoid looking at my books. Now I actually look forward to my monthly reports."

Marcus T.
Landscaping Business

Industries we love

Built for small business reality.

Different industries, same promise: current books, clear reports, and a partner who already speaks your numbers.

01

E-commerce & DTC

Shopify, Stripe, marketplaces, multi-channel sales tax mess — sorted.

02

Service businesses

Salons, studios, agencies, consultants. Recurring revenue + clean P&L.

03

Trades & contractors

Landscaping, HVAC, construction. Job costing and crew expenses tracked.

04

Creative freelancers

Designers, coaches, content creators. 1099s and quarterly tax-ready books.

05

Local retail & food

Cafes, boutiques, food trucks. Daily sales reconciled, COGS dialed in.

06

Wellness & health

Therapists, trainers, clinics. HSA, insurance, and split-pay handled cleanly.

X

Xero Certified

Modern cloud accounting

  • Day-to-day bookkeeping & transaction categorization
  • Monthly bank reconciliations & account reviews
  • Clean financial reporting (P&L, Balance Sheet, Cash Flow)
  • Xero bank feeds & automation setup
  • Audit-ready records with best-practice workflows
  • Seamless migration from QuickBooks or spreadsheets

Software expertise

Experienced in Xero bookkeeping

I'm fully trained and experienced in using Xero to manage day-to-day bookkeeping, monthly reconciliations, financial reporting, and clean, audit-ready records. I use Xero's automation tools, bank feeds, and reporting features to keep your books accurate, up-to-date, and aligned with best practices.

Whether you're switching to Xero or already using it, I can maintain your financials with precision and consistency — so you always know where your business stands.

Discuss your Xero setup→

Software expertise

Experienced in QuickBooks bookkeeping

I'm trained and experienced in using QuickBooks to manage daily bookkeeping, monthly reconciliations, financial organization, and accurate, tax-ready reporting. I use QuickBooks' automation tools, bank connections, and reporting features to keep your books clean, current, and compliant.

Whether your business is already on QuickBooks or transitioning to it, I can maintain your financials with reliability and attention to detail — so you're always prepared for tax time and confident in your numbers.

Discuss your QuickBooks setup→
Q

QuickBooks ProAdvisor

Industry-standard accounting

  • Daily bookkeeping & transaction categorization
  • Monthly reconciliations & account reviews
  • Accurate financial reporting (P&L, Balance Sheet, Cash Flow)
  • QuickBooks bank connections & automation setup
  • Tax-ready records with clean categorization
  • Migration support from other platforms or spreadsheets

Software expertise

One partner. Multiple platforms.

I support businesses using today's most trusted bookkeeping platforms. Whether you prefer Xero, QuickBooks, or need help choosing the right system, I ensure your financials stay accurate, organized, and tax-ready.

X

Xero bookkeeping, reconciliations, and reporting

Q

QuickBooks bookkeeping, reconciliations, and reporting

🏦

Bank feed setup and maintenance

⚡

Automation-driven workflows

✓

Clean, audit-ready financial organization

↻

Support for transitions or software migrations

Get platform advice→
About this site

Built on clarity, quality, and trust

Our Mission

Helpful, honest bookkeeping education

This website was created to provide clear, helpful, and educational bookkeeping information for small business owners, freelancers, and growing companies. Every article, guide, and resource is written to help visitors understand their finances, stay organized, and make confident business decisions.

I focus on producing original, high‑quality content that is easy to read, practical, and genuinely useful. All information is researched, written, and reviewed with accuracy and clarity in mind.

Commitment to Quality

Accuracy, professionalism, and trust

This website is maintained with a strong commitment to accuracy, professionalism, and user trust. All content is created manually, reviewed for clarity, and updated regularly to ensure it remains relevant and helpful.

I do not publish misleading, harmful, or low‑value content. I follow Google's content quality guidelines and ensure that every page provides real value to visitors.

Content & Advertising Standards

A clean, professional reading experience

This site follows Google AdSense policies and is built around high‑quality, original content, clear navigation, and a safe, professional environment for all visitors.

  • •High‑quality, original content
  • •Clear navigation and user‑friendly layout
  • •No excessive ads or disruptive placements
  • •No copyrighted, harmful, or policy‑violating material
  • •A safe, professional environment for all users
Website Ownership & Contact

Owned and operated by Thomas Financial Co.

This website is owned and operated by Thomas Financial Co. For questions, support, or business inquiries, visitors can reach me through the contact page. I respond promptly and maintain full transparency regarding the purpose and operation of this site.

Learning library

Practical bookkeeping guides, coming soon

Original, easy‑to‑read articles written to help small business owners, freelancers, and growing teams make sense of their finances — no jargon, no fluff.

Guide 01
How to Read a Profit & Loss Statement
Guide 02
What Every Small Business Should Track Monthly
Guide 03
Cash vs Accrual Accounting Explained Simply
Guide 04
How to Prepare for Tax Season Without Stress
Guide 05
The Most Common Bookkeeping Mistakes and How to Avoid Them
Guide 06
A Beginner's Guide to Bank Reconciliations
Guide 07
Understanding Your Balance Sheet in 10 Minutes
Guide 08
Chart of Accounts: How to Set One Up the Right Way
Guide 09
Bookkeeping vs Accounting: What's the Difference?
Guide 10
How to Categorize Business Expenses Correctly
Guide 11
Estimated Quarterly Taxes: A Simple Walk‑Through
Guide 12
Choosing Between Xero and QuickBooks
Guide 13
Setting Up Bank Feeds Without the Headaches
Guide 14
Cleaning Up Messy Books: A Step‑by‑Step Approach
Guide 15
Cash Flow Basics for Service Businesses
Guide 16
What 1099 Contractors Need to Know About Bookkeeping
Guide 17
Year‑End Closing Checklist for Small Businesses
Guide 18
How to Read Financial Reports Like an Owner, Not an Accountant
Guide 19
When to Hire a Bookkeeper (and What to Expect)
Guide 20
Sales Tax 101 for Online and Local Businesses

FAQ

Common questions

QuickBooks Online and Xero — the two most trusted platforms for small business bookkeeping. If you're not set up yet, I'll help you choose and get started on the right system.

Yes! I serve clients in all 50 states. Bookkeeping is fully remote — everything happens through QuickBooks Online and email.

Categorizing and reconciling all transactions, clean QuickBooks files, monthly financial reports, flagging unusual charges, and basic email support for money questions.

Book a free consult call. We'll talk through your business and your books, and I'll send you a clear plan with next steps.

Solopreneurs, small business owners, and growing teams. If your books feel out of control, I can help.

Contact

Ready to stop guessing and start growing?

Book a free consult or send a quick note — attach any documents you'd like me to look at (bank statements, prior books, QBO exports). No pressure, no jargon.

✉thomasbooksco@gmail.com☎(802) 416-0712
★Serving clients in all 50 states

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