Terms of Service

By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree, please do not use the site.

You may use this website for lawful, personal, and business purposes. You agree not to misuse the site, attempt to disrupt it, or use it in a way that could harm other visitors or violate any applicable law.

All content on this site — including text, graphics, logos, and design — is owned by Thomas Financial Co. or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or republish content without written permission.

Articles, guides, and other educational content on this site are provided for general information only and do not constitute tax, legal, or financial advice. Please consult a qualified professional before making decisions based on this content.

The website and its content are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Thomas Financial Co. is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site.

This site may contain links to third‑party websites. We are not responsible for the content, accuracy, or practices of those sites. Linking does not imply endorsement.

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Vermont, United States, without regard to its conflict of laws principles.

For questions about these Terms, contact thomasbooksco@gmail.com or visit our contact page.